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Post by nelly on Sept 15, 2024 12:17:20 GMT
I don't believe I have. Maybe you could spend all day today doing some real interesting research and find evidence to back up your wild claims. Please make it original this time, which I know will be a challenge for you. I won't be here today, I have other things to do. Indeed, there's no rush take a week or two or preferably a couple of months before replying if you can resist the urge Just in recent memory, you lied about 'no-go' zones and you lied about a 'boat amnesty'. It's in your post history for all to see. Pathological lying, also known as mythomania or pseudologia fantastica, is a symptom of several mental health conditions and personality disorders: Personality disorders Pathological lying can be a symptom of antisocial, narcissistic, borderline, or histrionic personality disorders. Other conditions Pathological lying can also be a symptom of depression, anxiety, obsessive-compulsive disorder (OCD), and Munchausen syndrome by proxy. Pathological lying is characterized by excessive lying that's difficult to control or stop. People with this condition may: Feel a rush or high when lying Tell fantastical, dramatic stories Make repeated changes to their story Show signs of anxiety while talking Be defensive when confronted Dodge questions or give vague answers Retell stories that happened to others as their own Pathological lying isn't a formal diagnosis, but a doctor or therapist may recognize it as a symptom of another condition. There's no formal treatment for pathological lying, but therapy or counseling can help. Psychotherapy, cognitive behavioral therapy (CBT), and other types of therapy can help people understand how their lying impacts others.
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Post by Stranded Hatter on Sept 15, 2024 12:24:10 GMT
Only single Pensioners should really be exposed. I refuse to accept that a couple, both on State Pension, are in trouble because they're not being gifted £300 once per year. I put this to a Labour MP I know and asked pointedly why they did not differentiate (at the same time whilst having a go about the 'optics' of their first couple of months in charge). No answer as yet. Not sure calling it gifted is fair, don’t think people calling child credit/housing benefit/unemployment benefit a gift would be deemed acceptable. Also the level at which a couple on state pension can claim additional credit is not x2 that of a single person. As Ive read elsewhere HMRC know everyone’s income levels so it would have been fairly straightforward to have set a total income level where this £200/£300 would be cut off, seems that Reeves/Starmer were keen to be seen to be doing something quickly rather than thinking through the consequences. A tax adjustment for wealthier pensioners would have cost less administratively, been less harsh on those poorer (but not quite poor enough) pensioners, and killed off the tory attack line. Essentially taxing away the extra money from those who don't need it is a much more effective policy. I don't know how true it is but I've heard said, by journalists who I trust, that this has been something civil servants in the treasury department have been pushing for years, previous Tory chancellors didn't like it (people can decide their own reasons for that) and Rachel Reeves has jumped on it. There's a lot to be said for those with the broadest shoulders bearing the brunt but I'm not convinced someone living on £11,344 a year has the broadest shoulders...
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Post by Stranded Hatter on Sept 15, 2024 12:26:57 GMT
IIRC pension credit tops up your income (single person) to just over £218 a week, however those in receipt of the full state pension gets just over £221 a week in pension so for the sake of £3 a week they don’t get any additional benefit. So that £3 a week (x52+ £156) they lose out on £200, the £300 was for pensioners over 80. Thats the problem where you lose everything for a few quid. Surely a sliding scale would have been better where all state only pensioners got something if not the full amount. An even better way would to take all state pension only people out of paying income tax which the last pension rise put them into a position of paying it. Full state pension is £221.20 a week so £11,502.40 per year. Personal allowance is currently £12,570. I'm not sure where the tale that state pension was now taxable came from bit I think it might have been CCHQ.
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Post by Stranded Hatter on Sept 15, 2024 12:28:38 GMT
Not sure calling it gifted is fair, don’t think people calling child credit/housing benefit/unemployment benefit a gift would be deemed acceptable. Also the level at which a couple on state pension can claim additional credit is not x2 that of a single person. As Ive read elsewhere HMRC know everyone’s income levels so it would have been fairly straightforward to have set a total income level where this £200/£300 would be cut off, seems that Reeves/Starmer were keen to be seen to be doing something quickly rather than thinking through the consequences. They know most pensioners’ income in the sense that anyone in receipt of a works/personal pension on top of their state pension has to do a tax return. This is why I fail to understand why the parallel with the HICBC wasn’t spotted. The threshold wouldn’t have to be GBP60k; it could be the equivalent of median salary, or whatever the National Living Wage works out as for someone working 35/40 hours a week, or whatever else. Simply axing it will cause more problems than it solves IMO - even if the Autumn Statement produces something that compensates “not particularly well-off pensioners” as well as the very poorest. I’d like to say something like grasping the nettle and rebalancing the profits made by utility companies versus their actual “utility” to their customers. But since so much of our economy relies on moving cash around from one account to another to “create wealth”, I don’t see that happening… The lack of any apparent movements to reign in energy companies is another enormous disappointment from this Labour party.
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Post by herbiedumplings on Sept 15, 2024 12:52:15 GMT
Thats the problem where you lose everything for a few quid. Surely a sliding scale would have been better where all state only pensioners got something if not the full amount. An even better way would to take all state pension only people out of paying income tax which the last pension rise put them into a position of paying it. Full state pension is £221.20 a week so £11,502.40 per year. Personal allowance is currently £12,570. I'm not sure where the tale that state pension was now taxable came from bit I think it might have been CCHQ. IIRC, the Triple Lock looked as though it might make the State Pension exceed the tax-free allowance until the aftershocks of Truss/Kwarteng subsided a bit. I think Jeremy Hunt might have been getting his excuses in early?
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Post by malc on Sept 15, 2024 12:56:19 GMT
They know most pensioners’ income in the sense that anyone in receipt of a works/personal pension on top of their state pension has to do a tax return. This is why I fail to understand why the parallel with the HICBC wasn’t spotted. The threshold wouldn’t have to be GBP60k; it could be the equivalent of median salary, or whatever the National Living Wage works out as for someone working 35/40 hours a week, or whatever else. Simply axing it will cause more problems than it solves IMO - even if the Autumn Statement produces something that compensates “not particularly well-off pensioners” as well as the very poorest. I’d like to say something like grasping the nettle and rebalancing the profits made by utility companies versus their actual “utility” to their customers. But since so much of our economy relies on moving cash around from one account to another to “create wealth”, I don’t see that happening… The lack of any apparent movements to reign in energy companies is another enormous disappointment from this Labour party. Hasn't one of the energy companies CEO's just been given a raise that doubles his salary to £8M a year? I'm sure I've read that somewhere this week.
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Post by Stranded Hatter on Sept 15, 2024 13:03:08 GMT
Full state pension is £221.20 a week so £11,502.40 per year. Personal allowance is currently £12,570. I'm not sure where the tale that state pension was now taxable came from bit I think it might have been CCHQ. IIRC, the Triple Lock looked as though it might make the State Pension exceed the tax-free allowance until the aftershocks of Truss/Kwarteng subsided a bit. I think Jeremy Hunt might have been getting his excuses in early? They were wanging on about it during the election though. When they were the ones who froze it in the sodding first place. TBF the "quadruple lock" of raising the personal allowance to prevent the state pension becoming taxable wouldn't be a bad idea - as it would benefit everyone. As long as it isn't just allowed to stagnate until the state pension catches it up. The one good thing for ordinary people that the coalition did was substantially increase the personal allowance. We've got the Lib Dems to thank for that.
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Post by HTC on Sept 15, 2024 13:05:12 GMT
The lack of any apparent movements to reign in energy companies is another enormous disappointment from this Labour party. Hasn't one of the energy companies CEO's just been given a raise that doubles his salary to £8M a year? I'm sure I've read that somewhere this week. just for reference, £200 for 13 million pensioners works out at £2.6 billion per year. £4 million would pay for 20000 pensioners only.
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Post by herbiedumplings on Sept 15, 2024 13:22:41 GMT
IIRC, the Triple Lock looked as though it might make the State Pension exceed the tax-free allowance until the aftershocks of Truss/Kwarteng subsided a bit. I think Jeremy Hunt might have been getting his excuses in early? They were wanging on about it during the election though. When they were the ones who froze it in the sodding first place. TBF the "quadruple lock" of raising the personal allowance to prevent the state pension becoming taxable wouldn't be a bad idea - as it would benefit everyone. As long as it isn't just allowed to stagnate until the state pension catches it up. The one good thing for ordinary people that the coalition did was substantially increase the personal allowance. We've got the Lib Dems to thank for that. Them, not you.
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Post by bigmartin on Sept 15, 2024 16:50:50 GMT
You have also to remember that many pensioners were never in a position to recieve any works pension schemes where some at the higher positions became the saga pensioners we know. OK they could have arranged a private one but many needed every penny earned bringing up families to bother about years in the future. Pointless telling people they should when every week by pay day they have sod all left anyway to spend. I have to say, and probably piss people off in saying so, the people you're referencing were in the best position (in like, forever) to actually put their money into planning for their old age (generally speaking. I accept there are exceptions). Many of them, instead, chose a standard of lifestyle up to their current means (holidays, pubs three and four times per week, house extensions and upgrades, etc.). There are reasons that some OAPs are VERY comfortable in retirement and in many cases they will have made choices to facilitate that.
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Post by herbiedumplings on Sept 15, 2024 19:09:40 GMT
More shooting around The Donald, apparently. No news on whether he was the target, or if it was a Yosemite Sam type celebration (or anything else for that matter…)
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Post by vicar on Sept 15, 2024 19:39:21 GMT
More shooting around The Donald, apparently. No news on whether he was the target, or if it was a Yosemite Sam type celebration (or anything else for that matter…) He needs another boost.
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Post by herbiedumplings on Sept 15, 2024 19:40:32 GMT
More shooting around The Donald, apparently. No news on whether he was the target, or if it was a Yosemite Sam type celebration (or anything else for that matter…) He needs another boost. ”You might think that; I couldn’t possibly comment.”
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Post by vicar on Sept 15, 2024 19:42:58 GMT
”You might think that; I couldn’t possibly comment.” I did check nobody was hurt before responding, got to keep things respectful.
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Post by hedleyverity on Sept 15, 2024 21:12:22 GMT
Is Nigel on his way?
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